Deep In Debt

            A new car every year, shopping sprees where thousands of dollars are spent, investing in questionable start-ups, and trips abroad every few months rack up so much debt that it’s nearly impossible to repay. Add to that gambling at the race track, membership at an exclusive country club and the yacht that he just had to have.

            Maybe it’s not a lavish lifestyle, but rather medical bills for cosmetic recontractions, cancer treatments or surgeries for the kids, placing tubes in the ears.

            Whatever the reason, your character is deep in debt. How she handles the situation says a lot about her character.

            Does she negotiate with each lender, agreeing to whittle down the amount owed? Perhaps she offers favors in payment, declares bankruptcy or marries a wealthy person who can pay off her debt.

            Your task is to write a story in which your protagonist finds himself in substantial debt. The amount has to be so large that he has no way to settle the bill. Of course, that amount depends upon the individual’s situation.

            A person having little might owe a thousand, and be unable to pay. A person owning a lot might owe millions.

            Both situations make for interesting stories.

            Have fun with this one.

Tough Decision

Every now and then try writing a story in which your protagonist is faced with an extremely difficult decision. Think life-altering.

For example, what if one of his children was accused of murder? And he knew that the child was innocent? Would the father confess to the crime to save the kid?

Perhaps a good friend needs a kidney transplant and your character is a good match. However, your character has some complications that makes the surgery a bit risky.

Your task is to write a story in which a tough decision has to be made. Choose something that has serious outcomes, perhaps even life-threatening. What’s important is to make the stakes so high that he has to weigh the options.

Dialogue is important so that readers see discussions being made, questions being asked and answered and the social dynamics involved.

The story can be realistic based on research you’ve done, or fantasy, in another place and time.

Make the tension clear, palpable.

Have fun with this one.

A New Power

            Your superhero character can fly carrying heavy cargo vehicles. Or maybe she can vaporize demons with a flick of her wrist. He summons kind spirits from the earth that overpower the evil that’s threatening his world.

            What would happen if she suddenly has a new power? How would she discover it and how would it manifest itself? Do the powers conflict or work together? Does she drop one in order to utilize the other?

            Your task is to write a story in which a new power appears. Readers will need to know what talents the character has, how he uses it, and at what personal cost. It would therefor be important to show that talent being used.

            The second talent shows up either after training or unexpectedly. Show the emotions as the character discovers that skill, as well as how others react when they see this new skill in action.

            Perhaps the first talent was sued for evil purposes, but the second can only do good. Or the other way around.

            Have fun with this one.

Decisions, Decisions

            A recent study reported that adults make as many as 122 decisions a day. Some are quite ordinary, such as figuring out when to get out of bed, what clothes to wear and what television programs to watch.

            We also make decisions that affect our lives in quite serious ways. For example, when choosing a career, some might look at the money to be earned while others might consider job satisfaction over anything else. Teachers are notoriously underpaid when taking into account the college coursework required. Despite knowing that they might never be paid what someone with a comparable education would in the private sector, teachers want to have an impact, they want, essentially, to watch their charges grow and learn.

            Your task is to write a story in which your characters make decisions, both big and small. Readers will want to watch as they discuss their options. This allows readers to see how the characters think. Show the results of the decision as well. It might be more interesting if the results are not what the characters wanted.

            Have fun with this one.

Imaginary Friends

            I loved stories where the little kid had an imaginary friend. I tried summoning one when I was about eight, but nothing happened. I didn’t play with dolls or stuffed animals, so I couldn’t imbue any of them with human-like qualities.

            It was too bad, because having someone at my side, comforting me when I was feeling sad, might have made those years a tad better.

            In fantasy stories there are often magical beings which take on the characteristics of imaginary friends. Usually only the one person can see the friend, which creates a series of problems.

            Your task is to write a story in which the protagonist has an imaginary friend. Your story can be realistic or fantastical. Your protagonist can be a child, a teen or an adult. The imaginary friend can look like a human, a dragon or a sprite. It should have talents, such as talking, singing, working magic.

            Have fun with this one.

An Authority Figure Interferes

            We’ve all experienced authorities who get in the way. A supervisor gives us an assignment to complete on your own, then hovers and interferes. A police officer who follows you everywhere as if you are a criminal. A parent who refuses to let you grow up. A teacher who is a jerk, calling you insulting names.

            How you handle these people says a lot about you. Definitely about your personality, as some of us can more easily shuck off the jerks, while other suffer alone, at home. Some of us turn to respected confidants while others hold everything inside. Some might report the individual to a higher up or file a complaint, while others find a new job.

            Your task is to write a story in which an authority figure gets in the way. Make the person a bit difficult, but give her a bit of charm. Have him say inappropriate things, yet be supportive of new ideas. All of us have two sides, so make this person the same, which will create conflict within the story.

            Have fun with this one.

 A Public Admission

            Imagine being at some type of gathering. People are milling about, forming into small groups, then breaking apart and reforming in completely new ones. The talk is generally muted, but occasionally a voice rises above the melee.

            You are drawn to the voice because it sounds somewhat familiar.

            You push your way through the crowd, which is all now watching the goings-on. Indeed, you do know the owner of the voice: it’s your ex-business partner arguing with a vendor who provides security for the firm.

            What you hear shakes you to the heart of your soul.

            Your task is to write a story in which some type of confrontation takes place. It should be between at least one person your character knows. Begin by making a list of possibilities, including the who, what, when, where and why. The juicier the better.

            Tension is critical. Your readers are going to want to know what is at stake, what secrets are being revealed and how that will impact the business, the relationship, the future.

            Begin by establishing setting, but don’t labor over the details. Give just enough to place the scene without describing every painting on the wall, every piece of furniture, every item of clothing worn.

            Take us to the conflict as soon as possible. We want to feel the emotions through voice, action and words.

            Have fun with this one.

Change in Plans

            Quite a while ago you decided to go on a trip. You asked your friends for ideas. You searched the Internet and requested brochures. Finally, after much deliberation, you settled on a destination, contacted an agent and made reservations.

            You’ve marked it on our calendar and shared the information with family and friends. You even went shopping to get needed items.

            And then something happens. Perhaps you sustain an injury or maybe a family member falls ill and needs care. Maybe the cruise is no longer offered on the dates you had chosen and the new dates don’t work with your schedule. Or, a world-wide pandemic hits and all travel screeches to a halt.

            Think of the range of emotions you’ve experienced on this journey.

            Your task is to write a story in which your character wants to go on a vacation. She follows all the usual paths before settling on the one most interesting to her. It might be fun to send her on that trip and have everything run smoothly. It might also be interesting if on the trip, some form of disaster hits. Or as in the above scenario, the problem arises before leaving.

            Readers will want to go on this exploration with your character, but not as co-tourists, but as witnesses. Not only will you use narration, but also dialogue. Through conversations with others emotions will be revealed.

            Have fun with this one.

Hidden Phobia

            Everyone is afraid of something, right? It might be a fear of heights so crippling that you cannot climb even the first step of a ladder. Perhaps whenever you see a dog you cower. Maybe it’s a nighttime terror that stalks you in your dreams.

            How many people know of your phobia? If not many, then you’ve done a great job keeping it hidden. But what if you’re suddenly in a situation with others and whatever your terror is, suddenly is in your face? What do you do or say?

            Your task is to write a story in which your character has a phobia that he’s kept hidden for years. None of his friends from high school know, nor does anyone from work. Something happens that causes him to either have to overcome that phobia or confess its existence.

            Setting the scene will be critical. Stay away from backstory that reveals the cause for the phobia. Instead let it slowly come forward through dialogue and narrative. Readers will want to see your character squirm as he weighs his options.

            Build tension through the use of heightened senses. Allow us to see what he sees, feel what he feels, smell what he smells and so on.

Have fun with this one.

An Animal Appears

            Who doesn’t like a cute cat sniffing out a burglar? Or a determined dog chewing a hole through a fence in order to follow the owner? Sometimes it’s an interesting twist to an ordinarily mundane story, especially if the pet owner just happens to be the villain.

            Imagine a T-rex marauding the country until it rescues a baby fawn! Picture the dinosaur bending down so that it’s short arms can cuddle the frightened baby. Most of us would see the fawn being a snack, so seeing it instead being cherished adds a bit of surprise.

            Your task is to write a story with an animal in it, either doing something unexpected or being owned by someone who has shown no tenderness. Unless your animal can talk, you have to find a way to show the animal’s feelings and reactions. That most likely has to happen through dialogue as other characters talk about what’s happening.

            Depending upon how you write it, the story could be very funny or quite serious, especially if the animal encounters a dangerous situation.

            Have fun with this one.