The protagonist, of course! That’s what readers expect. She wins the lottery, pays off her parent’s mortgage, donates tons to charity, and opens up the retail shop of her dreams. He buys himself a home in the suburbs, moves in his brother and two kids. He enrolls in college, rents an apartment nearby, and puts money into college accounts for those two kids.

            Good things for good people.

            What happens if the antagonist wins? Unexpected twist, for sure.

            In this case, what does she do with the prize? Build a secret castle high on a mountain? Adapt her personal vehicle with advanced protections in case of attack? Hire a cybersecurity hacker to steal money?

            Your task is to write a story in which an unexpected person comes into a great deal of money.

            Have fun with this one.